Zimbabwe National Co-operatives Federation

  • About ZNCF

    About 10 3

    The Zimababwe National Cooperatve Federation is the Umbrella body and secretariat of the Cooperative movement in Zimababwe. It was registered in 1993 under the Cooperative Societies Act Chapter 24:05 and falls under the Ministry of Small and Medium Enterprises and Cooperative Development (SME and Co-op Dev).

  • ZNCF Vision

    Vision 10 3

    To become a leading Cooperative institution promoting strong and active apexes involved an sustainable economic activities that will uplift the Standard of Living of its members at all levels of the Co-operative movement.

  • ZNCF Mission

    Mission 10 3

    We wish to strive and develop an enabling enviroment for or members through strong representation at local and international fora on issues related to Cooperatives development while ensuring that our values and principles are adhered to.

  • ZNCF Values

    Values 10 3

    Self Help; Self responsibility; Democracy; Equality; Equity; Solidarity. In the tradition of their Founders, Cooperatives Members beleive in the ethical values of: Honesty; Openness; Social Responsibility; Transperancy.

  • ZNCF Principles

    Principles 10 3

    The principles are guidelines by which Cooperatives members put their values into practice: Voluntary and Open Membership; Democratic Member Control; Member Economic Participation; Autonomy and Independence; Eduation; Training and information; Cooperation amoung Cooperatives; Concerns for Community

  • Why are Savings important

    July 3, 2016 10 3


Society Reg Step 1: Complete Form

Complete the SMART Co-op application form in full and attach management committee ID copies and the Society registration certificate. On presentation of a completed form the societys credentials will be added to the ZNCF smart co-op online platform. Admin credentials will be sent to the management committee and clerk to access the system

Society Reg Step 2: Upload co-operators

Click here to upload co-operator details. Co-operators can also follow this link to upload their details from anywhere in the world

Society Reg Step 3: Computers

When the registered co-operators reach 50. Society clerk will be contacted to complete the application forms to receive a computer, printer, telephone and internet connectivity .

Join a Savings Coperatives and Credit Co-operative

Join a SACCO Today

...I am sorry, but you do not qualify for a loan at this moment, but you can try next time when you have substantial security... Those are some of the words that you will often hear from a bank loan officer when trying to access a loan from your bank, which you have been an esteemed customer for over a period of time. It has become increasing difficult to access loans from a bank these days. But what if we told you that all that struggle and suffering to acquire a loan can end right now. What if we told you there is another way through a SACCO. Yes, saccos are becoming more popular nowadays especially with people who have had little success acquiring loans from a bank,employees on contract, new upcoming business people etc. SACCO is an acronym for Savings and Credit Co-operative Society. SACCOs are usually formed and run by members with a common goal and vision and that is mainly to provide financial power to its members. The underlying principle of a SACCO is to save and provide credit facility to its members. So what are some of the advantages of becoming a member of a SACCO?

Rationale for establishment of the federation

To give direction to the co-operatives movement in all the sectors under the apexes. To address current and future challenges facing cooperatives. To understand and continue to build best practices within the Cooperative movement. To share experiences and challenges in strengthening the cooperatives movement. To contribute to existing and increased collaboration and information sharing amoung cooperatives development agencies.